As the global economy becomes increasingly digital, the demand for smooth integration between fiat currencies and cryptocurrencies continues to rise. We’ve already discussed the overall importance of fiat support in the crypto wallets. Therefore, to understand the topic, we recommend reading the previous article.
But let’s take a look at the companies that can integrate this solution into your service. Fiat on-ramp and off-ramp providers play a crucial role in helping users enter and exit the crypto ecosystem quickly, securely, and compliantly. Whether you’re launching a Web3 product, NFT marketplace, or white-label crypto wallet, integrating a reliable fiat provider is essential!
If you have decided to improve your product with the integration of fiat currency support, Evercode Lab’s team has prepared a list of the safest and best fiat-to-crypto providers on the market!
What is fiat support in the product?
Firstly, let’s recall what a fiat support is. In simple words, fiat support refers to the ability of a digital wallet or any other Web3 product to facilitate storage, conversion, and transactions involving fiat currencies alongside cryptocurrencies. Fiat support in a crypto wallet typically includes on-ramp and off-ramp tools, deposits, withdrawals, and in-app payments.
Ready to enhance the functionality of your wallet with on- and off-ramps? Contact EvercodeLab to learn how we can help you bring your ideas to fruition in the rapidly advancing crypto landscape.
And now, let’s dive into the top 5 providers right away!
Guardarian: More Than Just A Fiat Provider
If you’re exploring ways to bridge the gap between fiat and crypto, Guardarian is a service worth checking out! It’s a fiat-focused crypto exchanger that makes the process fast, simple, and accessible across the globe.
What makes Guardarian stand out? First of all, it supports 8 payment methods – including local favorites like PIX in Brazil, SPEI in Mexico, and SEPA for Europe, etc. You can also use Visa, Mastercard, and even Apple Pay or Google Pay, with more options on the way. And the best part? Transactions under €700 benefit from low KYC, making the onboarding process smooth and hassle-free.
Moreover, the service supports more than 40 fiat currencies, so you don’t need to convert to USD or EUR beforehand. Guardarian takes care of that for you.
As for geography, the platform is available in 150+ countries, backed by various licenses, and even works in regions like India. Add access to 1,000+ cryptocurrencies, and you’ve got a truly global fiat-to-crypto solution that covers all the bases!
Key Features of The Platform:
- Broad token support and payment methods.
- Instant, non-custodial crypto purchases.
- Wide geographical coverage with local payment methods.
- Upcoming release of custody solutions for business.
More about how Guardarian can help your product and what benefits they have for their partners, you can find here.
Simplex: Instant, Secure, Global
Simplex – it’s a fiat-to-crypto infrastructure that’s trusted by leading exchanges and millions of users worldwide. Founded in 2014, the platform acts as a fiat onramp for many major crypto exchanges, wallets, and platforms, including Binance, KuCoin, and Trust Wallet.
One of Simplex’s main features is its fraudless payment processing, offering zero chargebacks and real-time risk analysis to prevent fraudulent transactions. It supports a wide range of payment methods, including Apple Pay, Google Pay, and debit/credit cards of Visa & MasterCard, making it accessible to users across different regions – the solution connects users to the world of Web3 in 245+ global markets.
Simplex currently serves users in over 190 countries and supports more than 100 fiat currencies and more than 200 cryptocurrencies, providing flexibility for global audiences. By handling currency conversion internally, it removes the need for additional bank steps, which can often lead to extra fees or delays.
Key Features of The Platform:
- End-to-end solution.
- Support a wide range of payment methods.
- Supports 100+ fiat currencies and 200+ cryptocurrencies.
- High conversion rates, multiple acquiring solutions
More about their solutions for business partners can be found on their website.
Transak: Simple and Fast
Integrating on/off ramp tools is not hard, and Transak perfectly shows it. It is a fiat-to-crypto gateway solution that simplifies onboarding users into Web3 applications by allowing them to buy crypto assets using traditional payment methods. The platform integrates directly into apps, wallets, DeFi platforms, or marketplaces.
Among their active partners are MetaMask, Trust Wallet, Sequence, PancakeSwap, and many others!
What makes Transak stand out is its developer-centric approach: it offers customizable widgets, APIs, and a partner dashboard that can be embedded into a wide range of applications. This flexibility makes it especially attractive to crypto startups or Web3 projects that want to integrate fiat onramps without building infrastructure from scratch.
Talking about payment methods, the provider supports bank transfers, credit/debit cards, Apple Pay, Google Pay, and 20+ regional payment options, catering to over 161 countries with the support of 70+ fiat currencies. For instance, it offers PIX for Brazil, UPI for India, and SEPA for Europe, making it easier for local users to participate in the crypto economy.
Key Features of The Platform:
- Processing transactions on 80+ networks.
- Available across 170 cryptocurrencies.
- Real-time KYC processing.
- Global support & licensing.
Read more about how Transak can help your business here.
Onramper: Aggregating Fiat-to-Crypto Access
At its core, Onramper is an on-ramp aggregator – a platform that connects dozens of fiat-to-crypto providers into one unified API and user interface. According to the team, they onboard users globally across more than 190 countries and reduce development time by 95%.
From a user’s perspective, this simplifies the process significantly. Onramper automatically shows the best available route for any given transaction, depending on variables like fees, availability, payment method, currency, and location. Users don’t have to shop around or abandon an app to complete their purchase elsewhere.
The platform offers more than 130 local payment methods. In practical terms, this means users can often buy crypto directly with their local currency using regional payment options like PIX in Brazil, UPI in India, SEPA in Europe, or Apple Pay, Google Pay, and card payments globally.
Key Features of The Platform:
- Aggregator platform.
- 20+ on-ramps & 7 off-ramps.
- 130+ payment methods.
- Intuitive and fast UI/UX.
More about Onramper and its opportunities can be found on the official website.
TransFi: Simplifying Global Fiat-to-Crypto Transactions
In the fast-paced world of crypto adoption, accessibility is still a major barrier, especially in emerging markets. TransFi takes a localized, user-first approach to this challenge by offering a fiat-to-crypto gateway that’s tailored to the specific needs of each region.
Unlike one-size-fits-all solutions, TransFi focuses on hyper-local onboarding with the support of 250 local payment methods in 100+ countries. This means that if you’re a user in India, Vietnam, Indonesia, or other growing Web3 hubs, you’ll find payment methods that make sense in your local context, like UPI, VietQR, or QRIS, instead of just global options like Visa or Mastercard.
Their platform supports over 40 fiat currencies and a wide array of popular cryptocurrencies (more than 80), giving users the ability to buy crypto directly using local payment rails without having to convert to USD or EUR first (and lose money on double conversions). The platform also prioritizes low KYC onboarding, making smaller transactions quicker and less bureaucratic for everyday users!
Key Features of The Platform:
- Wide coverage of local payment methods.
- Advanced security & compliance.
- Multi-currency accounts & wallets.
- Partner dashboard to configure & customize.
Check their website to find out more information about the provider and its wide range of products.
Final Thought
Keep in mind that choosing the right fiat provider is vital for any crypto service looking to improve user onboarding and accessibility. Whether you’re building a DeFi protocol, NFT platform, or crypto wallet, the providers above offer flexibility, security, and global reach. And we hope, our list will help you to find the perfect provider just for your needs!
Don’t waste your time – contact Evercode Lab today to learn more about all the possibilities of fiat support integration into your wallet solution. We are ready to make your boldest crypto-dream come true!