Just like yesterday, we thought that cryptocurrency was something incomprehensible and obvious for a small, closed crypto community for internal transactions, but today we are already seeing how large payment platforms are introducing crypto and stablecoins.
Today, we want to take a closer look at whether this is a new trend or has been around for a long time, and why large fintech companies are integrating blockchain solutions into their products in general.
Before we dive in, don’t forget to visit our website to learn more about how we can help you with the development and launch of your own white label solutions with crypto and stablecoins payment integration!
The New Era of Crypto Payments. Live Examples
In recent announcements, PayPal has introduced the ability for users to send and receive crypto via peer-to-peer links, expanding accessibility to millions of users.
Obviously, this integration makes crypto payments simpler, faster, and more intuitive, bridging the gap between traditional and decentralized finance. And for now, PayPal is enabling real-world use cases that go far beyond investments and payments in traditional money.
Meanwhile, as we have already highlighted in previous crypto digest, Visa has taken a major step toward blockchain adoption with the expansion of Visa Direct, now allowing the use of stablecoins for faster business payments.
According to Visa, the current international payment systems are slow and necessitate the holding of substantial sums in traditional currency. The new system will allow businesses to avoid pre-allocating large sums, thereby releasing capital.
Therefore, this is the first time Visa Direct is utilizing stablecoins. Instead of only using fiat, businesses can now prefund Visa Direct with stablecoins.
Why Fintech Needs Crypto Integration
But the main question – why are more and more digital payment solutions integrating crypto and stablecoins?
The rise of blockchain-powered payments addresses long-standing challenges in the financial industry, including high fees, slow transactions, and limited accessibility in emerging markets.
As the world evolves, the speed of life reaches its peak, and this is directly reflected in what people want to buy here, now, with lower fees, as well as making quick transfers to different parts of the world. So, there is a big demand.
And here comes the crypto payments, which enable instant, low-cost global transfers, fostering financial inclusion and expanding opportunities for both businesses and consumers.
Moreover, stablecoins such as USDC and PYUSD (native PayPal USD) are proving to be a critical bridge between fiat and crypto, offering stability while maintaining blockchain’s transparency and efficiency.
As Visa and PayPal demonstrate, these assets are key to enabling smooth and compliant crypto integration across the fintech ecosystem.
The Road Ahead
As we can see, the collaboration between fintech and crypto signals a broader industry shift toward Web3 financial infrastructure. As global fintech leaders continue to innovate, the integration of digital assets will likely become standard practice in payments, lending, and remittances.
In the near future, we can expect even more financial institutions to adopt even more crypto payment solutions, pushing the boundaries of what digital finance can achieve. This trend will reshape the way people and businesses interact with money, making financial systems more inclusive, transparent, and efficient.
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Our team will build you a product that can precisely meet the needs of your business and provide competitive advantages, such as integrated crypto payment tools. Contact us today to discuss the wallet development in more detail!